Are you adequately covered?

I thought I was too. You see, I have always been a firm believer in insurance. To me, it is a way of managing risks. It gives me peace of mind that we will have some financial protection if the unfavourable happens to any of us. The last thing I want is having to worry that I can’t give my family the best medical care because we can’t afford it.

So you bet that we are sufficiently covered. At least that’s what I thought.

I found out recently that most insurance policies don’t cover you for infectious diseases such as COVID-19, Dengue and Zika virus. I mean infectious diseases just weren’t something that crossed my mind when I signed on the dots many years ago. However, with the ongoing pandemic around us, this is definitely something we should have in our insurance coverage.

So go on, have a look at your policies and see if you’re indeed covered for infectious diseases. If you’re not, the FWD Personal Accident and Infectious Disease Coverage policy, available exclusively on SingSaver is something I would recommend.

Why do I recommend FWD Personal Accident and Infectious Disease Coverage?

The Cost

You must be thinking that policy with this added coverage would be expensive, right? I thought so too and was surprised to know that the FWD Personal Accident and Infectious Disease Coverage does not burn a hole in my pocket and it’s really affordable.

For less than $0.30/day, I get to protect myself and my family from both personal accidents as well as infectious diseases at the highest coverage possible with Inpatient/Outpatient Care, Hospital Income with exclusive Death and Guardian Angel Benefits as well as Traditional Chinese Medicine Expenses. Yes, it covers your parents who only trust TCM practitioners.

What’s more, you get to enjoy the peace of mind with a 24-hour helpline.

Income Supplements

For those who rely on bringing in consistent income for their families, rest assured that you get up to S$50/day if you are met with personal accidents. And touch wood, if you ended up in the ICU, you will receive up to S$100/day of income supplements

For COVID-19 and other infectious diseases, you will receive S$25/day and up to S$50/day of income supplements if you are warded in an ICU.

Death Benefits

We don’t like to talk about death. But two things in life are certain: Tax and death.

In the event of personal accidental death, you are covered at S$100,000 and for COVID-19 and Infectious Diseases, it’s S$50,000.

Medical Expenses Benefits in Singapore

For Personal Accidents, you’re covered up to S$2,000 and for COVID-19 and Infectious Diseases, it is up to S$1,000. For claims at the Traditional Chinese Medicine Physicians, it is up to S$500

No Occupational Premiums

Do you know that if you’re working in certain professions, you may have to pay up to 80% more premium?

With SingSaver exclusive FWD Personal Accident and Infectious Disease Coverage policy, you don’t. You pay the same low price regardless of your occupation! No discrimination.

Get Yourself An Adequate Insurance Cover

The pandemic around us is real. You’ve got the masks and the sanitisers. Now, get yourself and your loved ones adequately covered today at SingSaver. It’s the best place to buy an insurance policy, because they have done all the groundwork for you and come up with the best deal you can get.

My book is out. Get your copy here!